Probably on more than one occasion you have urgently needed money but you did not know how fast loans worked or if you met the necessary requirements to obtain them. Well, one of the characteristics of these is that even applications included in delinquent records are granted.
Choose the most appropriate entity
Therefore, the first thing you have to do is choose the most appropriate entity: that is safe, reliable and with conditions that adapt to our credit needs. For this, in Good Finance you have a comparator of financial entities and products to find the best one in addition to a group of financial advisors who can help you too.
However, as a general rule, most of these private companies require very similar requirements such as the fact of being of legal age, being in full use of your mental faculties and, in the case of foreigners resident in Spain, having their situation regularized .
Granting a loan if there is already a pending debt
Of course, each entity does not give the possibility of granting a loan if there is already a pending debt with them, although many of them despite the fact that the client is included in lists of delinquents do grant them. Another requirement is to accept all the conditions of the lender with its stipulated penalties if its default is followed.
On the other hand, some entities require the presentation of the payroll if you do not have any type of guarantee to ensure that you have the necessary liquidity to face the return of the payment. Others, however, do not require either payroll or guarantee.
Look and compare before requesting a quick credit
After all this information, you have been able to see how there are a series of requirements that must be accepted and met, but which, depending on the financial entity, can change and even be totally different, so look and compare before requesting a quick credit in the different companies that offer fast credits in the national territory.